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Accrue is a yield terminal + on-chain agent on Robinhood Chain. It watches every yield-bearing position in your wallet, projects income, and lets an AI agent draft auto-compound rules that you sign before anything moves. The $ACCR token is a claim on protocol fees — routed as USDG through a distributor to every holder, pro-rata, no lock required.

1. 01
   Fee capture

   Every protocol interaction pays a small USDG fee into the FeeVault.

2. 02
   Vault sinks

   The vault batches fees and forwards to the distributor on a schedule.

3. 03
   Distributor

   The reward index accrues per $ACCR — no per-user bookkeeping.

4. 04
   Claim / auto

   Claim manually or let a rule fire when pending crosses a threshold.

• Router fee
  Basis-point fee on every swap routed through Accrue.
• Agent execution
  Small fee on agent-approved auto-compound and sweep actions.
• Priority lane
  Optional accelerated execution fee for latency-sensitive orders.
• Staking penalties
  Early-unstake penalty on locked $ACCR recycles into the vault.

$ACCR is the receipt for protocol revenue. Holding it entitles you to a pro-rata claim on USDG flowing through the distributor. No vesting cliffs, no rebases, no hidden mint keys after genesis.

• ERC-20 on Robinhood Chain, transferable.
• Pro-rata claim on the distributor at every accrual.
• Staking optional — adds a boost, not required.
• Cap enforced at contract level, verifiable on-chain.

Lock $ACCR for a period to earn a multiplier on your share of the distributor. Unstake early → penalty routes back into the vault as revenue for everyone else.

Programmable rules fire when pending USDG crosses a threshold. Rules resolve on-chain against the distributor — no keeper trust required.

• Threshold — fire when pending USDG ≥ your minimum.
• Target — auto-buy more $ACCR, a listed asset, or sweep to a wallet.
• Cadence — cap how often a rule triggers per week.
• Slippage — max acceptable price movement per execution.

The Accrue agent reads your positions, projects income over any horizon, and drafts rules with reasoning. You sign every state change — the agent never touches a dollar without approval.

• Reads wallet positions across EVM protocols.
• Projects income over any horizon.
• Drafts auto-compound / sweep / route rules.
• Human-in-the-loop — approve, edit, or dismiss.

Accrue ships in weekly batches. Access is gated by a wallet-signed waitlist — sign in with your Robinhood wallet, prove ownership, and you're queued.

• Smart-contract risk — bugs in the router, vault, or distributor could freeze or misroute funds.
• Oracle risk — mispriced feeds during volatility.
• Regulatory risk — rules around tokenized assets are still evolving.
• Fee risk — low volume ⇒ low distributor payouts.

Distributor

Contract that accrues USDG and lets $ACCR holders claim their pro-rata share.

FeeVault

Single sink for fees from every source before forwarding to the distributor.

Router

Contract that executes swaps and takes the router fee.

Reward index

Global accumulator; each token's claim is (index − last-seen) × balance.

Boost

Multiplier on your distributor share from locking $ACCR.

Agent

On-chain reasoning + rule-drafting layer. You sign every state change.